The holidays can be a wonderful time of year. There is nothing quite like the bright lights and cheerful music to put you in the gift buying mood, but it can also be a stressful time financially and that stress can last well into the new year.
Reaching 40 is a huge milestone. You’ve grown in your career, likely own a home, and somehow survived the early days of parenting. It’s also very likely that along the way you’ve neglected your financial life. It was easy to put saving on the back burner when you spent early adulthood paying back student [...]